SIP Calculator
Estimate the future value of your Systematic Investment Plan. Visualize compound interest and forecast your mutual fund growth.
Enter your values and click calculate to see the results.
Financial Disclaimer: The results provided by this calculator are estimates for informational purposes only. They do not constitute financial advice. Please consult with a qualified financial advisor or institution before making any financial decisions.
Estimate the potential future value of your monthly mutual fund investments. This calculator provides a straightforward breakdown of your total invested amount versus expected returns, helping you plan your wealth creation journey.
How to Use
Enter the amount of money you plan to invest every month.
Input your realistically expected annual rate of return.
Select the total number of years you plan to continue investing.
Click the Calculate button to process the growth projection.
Review your total invested amount, wealth gained, and final portfolio value.
Formula
In this future value formula for an annuity due, P is the regular monthly investment, i is the monthly periodic rate of return (annual rate divided by 12), and n is the total number of monthly contributions. It calculates compounding growth assuming investments are made at the beginning of each month.
Examples
A disciplined ₹5,000 monthly SIP over 10 years means you invest ₹6 Lakhs out of pocket. Through compounding at 12%, your portfolio generates nearly equivalent returns, effectively doubling your wealth.
This long-term monthly SIP example demonstrates massive wealth creation. By contributing ₹10,000 every month for two decades, your invested capital of ₹24 Lakhs grows to over ₹1.5 Crores.